Capture B2B Trade Wallet Share—Without Draining Your Scarce USD Reserves
Empower your enterprise importers and exporters with instant, rate-locked cross-border trade execution. Compress settlement cycles from weeks to minutes, protect client margins against currency devaluation, and generate net-new fee revenue on in-transit trade float.
Powered by Proven Institutional Architecture
Market-Tested Infrastructure
Deployed across Tier-1 African banking environments including First Bank's retail escrow portal.
100% Non-Custodial Integration
Operates as a pure software middleware layer within your existing regulatory perimeter.
Bank-Grade Security
Fully compliant with international AML, sanctions screening, and Travel Rule protocols.
Losing High-Value Enterprise Clients to FX Scarcity
Corporate treasurers no longer wait weeks. The banks that give importers and exporters instant certainty win the wallet.
- Letters of Credit with multi-day SWIFT routing
- Weeks spent queuing for scarce FX allocations
- Dead, non-earning trade float sitting idle
- Client defection to opaque parallel markets
- Margin erosion from unhedged devaluation
- Instant rate lock at order placement
- Sub-15 minute vendor disbursal
- Active float monetization on every trade
- 0% FX devaluation drag on client margins
- 100% enterprise client retention
The Accelerated Trade Finance & Liquidity Engine
A white-labeled digital trade finance and clearing solution that integrates directly into your bank's existing corporate portal.
Digital Rate-Shield & Instant Lock
Lock cross-border rates at the moment of order placement. Protect corporate client margins against intraday devaluation and eliminate the FX queue.
Oracle-Driven Customs Clocks
Automated inspection timers wired directly to Single Goods Declaration customs clearance events across ports and dry inland terminals.
In-Transit Float Monetization
Convert static trade deposits into active yield and non-interest fee revenue while cargo is in transit—without ever leaving the bank's perimeter.
Multi-Party Dispute CoPilot
Automated 2-of-3 arbitration dashboard for split payouts on cargo discrepancies. Bank, importer, exporter—each with governed sign-off.
From order placement to vendor payout in minutes—not weeks.
Deposit & Lock
Corporate client deposits local currency in the bank's existing portal. Cross-border rate locks instantly, with a 72-hour executable window.
Verified Transit
Capital is secured behind the rate shield. Customs APIs and inspection oracles track cargo clearance in real time across every checkpoint.
Instant Disbursal
Sub-15 minute vendor payout executes automatically upon verified port delivery and Single Goods Declaration release.
Transformational Outcomes for Both Sides of the Transaction
Built for the Chief Risk Officer's Standard
Zero Core Banking Overhaul
Deploys as a lightweight API middleware layer. No rip-and-replace, no core migration risk, no vendor lock-in on your ledger of record.
100% Non-Custodial Architecture
The bank retains full custody of client funds at all times. Peppa never holds, sweeps, or intermediates deposits.
Bank Administrative Override
Compliance and Risk teams retain unilateral pause, freeze, and unwind authority on any trade at any stage of the workflow.
Capture Up to 3x More Commercial Trade Flow in Your Key Corridors
Schedule an Executive Wallet Review with our Enterprise team. We’ll model how instant settlement speeds and automated float yield give your trade desk the unfair competitive edge to dominate target corridors and lock in enterprise wallet share.